The APY is based on an assumption that dividends will remain on deposit until maturity. For all certificate accounts, the dividend rate and APY are fixed and will be in effect for the term of the account. The Annual Percentage Yield is a percentage rate that reflects the total amount of dividends to be paid on an account based on the dividend rate and frequency of compounding for an annual period. For example, a 10 month certificate will earn the 6-month rate and a 40-month certificate will would earn the 3-year rate.ġ. The rate you receive is the same as the rate of the certificate preceding it. The term must be set in full-month increments and cannot be less than 6 months or greater than 4 years. You can set your certificate with a term that best suits your needs.
Minimum add-on amount of $10.00 per month.
Consult your Tax Advisor for guidance.)Ĥ Minimum opening deposit of $10.00. Just check out this e-book on getting a second chance at credit with UNITY Visa. If you are looking for a tool to help you rebuild or strengthen your credit, the UNITY Visa Secured Card is a great place to start.
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Checking Account (Share Draft Account) - Manage your daily finances with our convenient checking accounts. With the UNITY Visa ® Secured Card you get reporting to the 3 major credit bureaus, the How to Rebuild Credit Program, and so much more. (IRA/Roth IRA High-Yield Savings notice: withdrawal limits apply and may be subject to IRS penalties. Unity One Credit Union checking accounts, also referred to as Share Draft Accounts, provide convenient access to your funds through debit cards, physical checks, and. You will be assessed a $2 fee per month if you opt-out or cancel your E-Statement service. E-statement required with a High Yield Savings Account. Maximum of six electronic withdrawals a month allowed per Federal Regulation D. Terms and conditions of this offer are subject to change without notice. You will not earn dividends if your account falls below $10,000. No monthly service charge if your account falls below $10,000. 3 Rate is variable and subject to change.
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